Posts

No More Paycheck-2-Paycheck

I have started a group on Facebook and just wanted to get some opinions about how some people feel about the financial stability of most Americans.  I conducted a survey, and the results are at the link below: https://www.facebook.com/groups/1256472521130697/

Debt Stacking

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The Truth about Whole Life Insurance

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Breaking the Emergency Fund Rules | Fix Your Finances

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The True "American Dream"

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Years ago the "American Dream" was as follows: For many in both the working class and the middle class, upward mobility has served as the heart and soul of the American Dream, the prospect of "betterment" and to "improve one's lot" for oneself and one's children much of what this country is all about. "Work hard, save a little, send the kids to college so they can do better than you did, and retire happily to a warmer climate" has been the script we have all been handed. The truth is the "American Dream" has become the "American Torment."  I say the American Torment because it is something that all aspire to, but very few ever achieve.  The truth is the REAL "American Dream" is FINANCIAL FREEDOM.  It is to be able to control your own destiny.  Many years ago, the American Dream was a house with a white picket fence The reality is the bank owns the house for 30 years, and you get to live in it, fix it...